CareCredit
CareCredit is a credit card designed to help you finance your health, beauty, and wellness expenses by providing a way to pay for the treatments and procedures you want — for yourself and your family — right away (subject to credit approval).
No Interest if Paid in Full within 6 Months*
On qualifying purchases of $200 or more made with your CareCredit credit card account. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum Monthly Payments are required. Required monthly payments may or may not pay off purchases before the end of the promotional period.
*No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within the 6-month promotional period. If you do not, interest will be charged on the promotional purchase from the purchase date. [Any discount will reduce your total purchase amount and may result in you not satisfying the minimum qualifying purchase amount required.] Regular account terms apply to non-promotional purchases and, after the promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreements for their applicable terms. Subject to credit approval.
We also offer extended pay options of 17.90% APR for 24 months and 18.90% APR for 36 Months, until paid In full*
On qualifying purchases of $1,000 or more made with your CareCredit credit card account. Required Fixed Monthly Payment amount based on repayment over 24 and 36 month periods.
*Interest will be charged on promotional purchases from the purchase date at a reduced 17.90% APR on purchases with 24 and 18.90% APR on purchases with 36 months of promotional financing. Fixed monthly payments are required until the promotion is paid in full and will be calculated as follows: [on 24-month promotions – 4.8439% of initial promotional purchase amount; on 36-month promotions – 3.4616% of initial promotional purchase amount] The fixed monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. [Any discount will reduce your total purchase amount and may result in you not satisfying the minimum qualifying purchase amount required.] Regular account terms apply to non-promotional purchases except the fixed monthly payment will apply until the promotion is paid in full. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreements for their applicable terms. Subject to credit approval.
The minimum monthly payment is 3.5% or $27, whichever is greater.
Rates are subject to change per CareCredit.
Paper Statement Fee (“PSF”): CareCredit will charge a $1.99 monthly Paper Statement Fee in any billing cycle in which the account balance is greater than $2.50, and the cardholder is sent a monthly billing statement in paper form.
• Cardholders who wish to avoid the Paper Statement Fee may sign up for online access and then elect to receive their statements only in electronic form. Synchrony will send cardholders directions on how to sign up for eBill.
